During a recent car journey my wife posed me the following question
- ‘If you were to go back in time and give yourself one piece of advice, what would it be?’
It’s a great question - (especially after passing on future lottery numbers and racing tips had been out ruled), what personal decisions would you change, and more interestingly, what would then be the ripple effect on the rest of your life?
Where I come from we use the word ‘tight’ to describe someone who is thrifty - the word is often used to poke gentle fun at friends or colleagues. Nowdays being careful with money has become sexy, with the weekend papers full of ways to beat the credit crunch, and 101 ways to survive a financial crisis. Suddenly managing the pennies is the new cool - well, maybe not cool, but certainly being aware of, and managing all the costs associated with your household or business is now a priority.